While most people know that eating well and working out on a regular basis is good for them, many do not realize that a healthy lifestyle can lead to financial benefits. One of the main financial benefits of living a healthy lifestyle is lower life insurance premiums. Let’s take a closer look at how maintaining a healthy lifestyle can reduce your life insurance premiums and make protecting your family more affordable.
How Can Eating Well and Working Out Reduce Life Insurance Premiums?
Life insurance companies take a variety of risk factors into consideration when determining premiums. Some of these risk factors include health history, weight, and diet.
If you are young and healthy, you are typically considered a low risk individual and will enjoy a lower premium as a result. Even though Simplified Life does not require a medical exam or blood work, our simplified issue life insurance plans still look at your risk factors prior to providing you with free term life insurance quotes.
How to Eat Healthy
In order to eat healthy, you should keep foods that are loaded with sugar, trans-fat, and sodium to a minimum and fill your diet with fruits, vegetables, whole grains, and lean proteins. Some examples of foods that can keep you healthy and lower your life insurance premiums include:
Salmon: Salmon is packed with omega-3 fatty acids which are necessary for your body to function normally. They have also been proven to reduce triglyceride levels and the risk of heart disease and dementia.
Spinach: Spinach is a green leafy vegetable that can improve eyesight, reduce blood pressure, increase metabolism, strengthen muscles, prevent cancer, and reduce inflammation thanks to its potassium, magnesium, calcium, zinc, and iron.
How to Exercise Regularly
Often times, people begin an exercise routine and only stick to it for a few weeks or months because they get bored or simply lose motivation. If you’d like to make sure that you exercise on a regular basis, you should diversify your workouts. One day, you can run around the neighborhood while another day you can take a yoga class or lift weights at the gym.
You can also find a workout partner so that you have someone to hold you accountable and motivate you to exercise on days when you don’t feel like it. Regular exercise can ensure that you maintain a healthy weight while reducing your stress levels and risk of serious health conditions such as heart disease and stroke. By exercising regularly, you will keep your body in tip-top shape and reap the benefits of lower life insurance premiums.
Invest in Simplified Issue Life Insurance Today
If you’d like access to free term life insurance quotes, apply now through Simplified Life. In just 30-minutes or less, you can get approved for up to $500,000 worth of coverage. While your health will be taken into consideration, you will not have to undergo a medical exam or any blood work.