Check out our frequently asked questions to learn more about Simplified Life.

What is simplified issue life insurance?

A simplified issue life insurance policy is also known as no exam life insurance because it gives you the opportunity to obtain life insurance without the need for a medical exam or blood work. By answering a few questions online or over the phone, you could get approved for coverage.

With the traditional life insurance process, a nurse would have to come to your home to perform a comprehensive medical exam and blood work that can be both time consuming and intimidating. In addition, you’d be forced to wait anywhere from one to three months to get approved.

What makes Simplified Life different?

As the name implies, Simplified Life makes obtaining life insurance simple. You can conveniently apply online from the comfort of your own home and often get approved in less than 30 minutes for coverage of up to $500,000. Once you are approved, coverage will begin immediately without the need for a medical exam or blood work.

Will I compromise quality and service by choosing a Simplified Life policy rather than going through the traditional policy?

Absolutely not. Simplified Life policies offer the same protection as other medically underwritten insurance policies. Thanks to our friendly and knowledgeable agents that are available online or by phone to assist you throughout the entire application and approval process, you will still receive the exceptional service you deserve when you choose to work with us.

What carriers does Simplified Life work with?

Simplified Life only partners with nationally recognized insurance carriers that have been carefully selected to provide our customers with competitive rates. By offering simplified issue term life insurance from several of the top-rated carriers, our customers are given the opportunity to choose the policy that is ideal for their budget and particular situation.

Who qualifies for a Simplified Life insurance policy?

One of the greatest advantages of a Simplified Life insurance policy is the fact that almost every U.S. resident qualifies.

Where is Simplified Life available?

Simplified Life is pleased to offer life insurance coverage to U.S. residents in every state except for South Dakota.

How does the Simplified Life process work?

If you’re wondering what you can expect from the application and approval process at Simplified Life, visit how it works.